The USDA Rural Development First-Time Homeowner Loan Program, delivered by BillionHeirs Inc., offering expert guidance and professional assistance.
Phone: 704-750-9488 Email: billionheirs3@gmail.com
Welcome to our comprehensive guide on achieving affordable housing ownership without the need for a down payment or incurring any closing costs. We are delighted to offer our expertise in this matter, providing you with valuable insights and knowledge to navigate this path successfully.
Rural Home Loans (Direct Program) What does this program do? The Rural Home Loans (Direct Program), also known as the Section 502 Direct Loan Program, helps low- and very-low-income individuals and families buy safe and decent housing in eligible rural areas. It provides payment assistance to make it easier for applicants to repay their loans. Payment assistance is a type of help that reduces the mortgage payment for a short period of time. The amount of assistance is based on the applicant's adjusted family income. Who can apply for this program? To be eligible for the Single Family Direct Home Loans, applicants must meet certain requirements. They need to have an adjusted income that is at or below the low-income limit for the area where they want to buy a house. You can check the income limit map at this link: [insert link]. Applicants must also show that they are willing and able to repay the loan. Here are the main requirements: - They don't have a decent, safe, and sanitary home. - They can't get a loan from other sources that they can reasonably meet the terms and conditions of. - They agree to live in the property as their main home. - They have the legal ability to take on a loan. - They meet the citizenship or eligible noncitizen requirements. - They are not suspended or barred from participating in federal programs. Properties that are financed with direct loan funds must meet certain criteria: - They should be small enough for the area. - They should not have a market value higher than the loan limit for the area. - They should not be designed for making money. Borrowers are required to repay all or part of the payment assistance they receive over the life of the loan when they sell the property or no longer live in it. Applicants must also meet the income eligibility requirements for a direct loan. You can find complete details on the USDA Income and Property Eligibility website at this link: [insert link]. Alternatively, you can contact your local Rural Development office. You can find a map of the offices at this link: [insert link]. What is an eligible area? Properties must be located in a rural area that is eligible for the program. You can find more information on the USDA Income and Property Eligibility website at this link: [insert link]. How can funds be used? Loan funds can be used to help low-income individuals or families buy homes in rural areas. The funds can be used for various purposes, such as building, repairing, renovating, or moving a home. They can also be used to buy and prepare sites, including providing water and waste treatment equipment. How much can I borrow? The maximum loan amount depends on the applicant's ability to repay the loan. Rural Development considers factors like income, debts, assets, and the amount of payment assistance the applicant is eligible for. However, applicants can never borrow more than the loan limit for the area where the property is located.
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We provide a range of prefabricated modular homes that are meticulously designed to address the distinct needs of low income and very low income families. Our unwavering dedication to delivering exceptional quality and dependability guarantees that our products are a reliable choice to fulfill your housing needs.
Royal Family Construction LLC
"The Real Brick Game Initiative"
June 2023 Home of The Month
Location: Fairfield, CT
Basic Specs: 3,020 SQF two-story home, 5 bedrooms, 4.5 baths, built in 8 modules
Awards: Modular Home Builders Association Home of the Month, June 2018
This beautiful two-story custom modular located in Fairfield County, Connecticut brilliantly showcases high end touches of tray ceilings, double sided gas fireplace, substantial crown, arched openings and wrapped columns - all in an open floor plan.
The kitchen is the center of the main floor open to directly to the family room drinking in views of the fireplace/TV and sunlight from both the front and rear balconies/patios. Enjoy both the formal dining room with fireplace, french doors to balcony and the less formal dining area with wet bar, cabinetry and doors to rear patio. Living Room w/ fireplace and french doors to balcony. Casual seating opposite the wet bar opens to patio. 1st floor bedroom with bath and closet could be a terrific office or playroom. Master bedroom features 2 walk in closets and full bath. Beautiful wall of windows in the bedrooms, frameless shower baths and finished closets.
4.5
BATHS
5
BEDS
Starting at $4OOK
3,000+sq.ft.
Spacious! Modern! Affordable!
The considerate attention-to-detail starts downstairs, where the garage was incorporated into the modular floor plan. Upon entering the home via the foyer, the living room leads to a first-floor powder room and the expansive great room. The home’s kitchen shares an open floor plan with the dining and family rooms, as well as outdoor porch access via a set of sliding doors.
Some focal points of this great room include Wolf cabinetry in a dark sable stain, natural lighting from multiple angles, and crown molding throughout.
All four bedrooms are located upstairs, with the master suite overlooking the water, providing homeowners with a private area to unwind after a day of hosting. The three spacious guest bedrooms share a full bath, while the stacked washer and dryer conserve space.
Throughout the home, hurricane-resistant engineering showcases the intricate level of customization completed by Signature throughout the design and construction process. This brand new waterfront home is built to the highest standards and is FEMA compliant, which means minimal flood insurance is needed. The house is built to withstand harsh weather conditions, ensuring the safety of you and your loved ones.
Building Dreams: Unveiling the Battle of Site-Built Homes and Manufactured Homes – Which One Will Win Your Heart?
Our company specializes in the production of custom-built manufactured homes that are meticulously crafted to meet the exact specifications of our clients. With our expertise in the industry, we take pride in delivering top-quality homes tailored to individual needs.
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